DESKTOP VALUATION OF THE PROPERTY Desktop valuation is what the banks and I do. It uses comparables of other houses of the same size and within a 1/2 km radius to the house in question. This would have sold in the last three months. Banks except thing their LVR is in line. So, when doing the desktop for the above the sale price should be in the vicinity of 1.27 mill which out of budget for Seema. This way we can avoid spending time on properties advertised without a price.